Platform for Digital Financial Services

account_balanceWhat is Apache Fineract?

Apache Fineract® (\’fīn-,ә-,rakt\) is open source software for financial services, designed to create a cloud-ready core banking system that enables digital financial services for everyone, including the unbanked and underbanked.

rocket_launchOur Mission

cloud_done

Build and maintain a cloud-ready core banking system

security

Ensure robust, scalable, and secure operations

accessibility_new

Promote financial inclusion worldwide

savings

Enable digital transaction accounts for all

starsKey Benefits

verified
Reliable

Proven track record in high-transaction environments

trending_up
Scalable

Designed for cloud deployment and growth

savings
Affordable

Cost-effective solution for institutions of all sizes

api
Open APIs

Headless application design for maximum flexibility

For Solution Providers

Fineract® 1.x is a cloud-ready platform with open APIs, designed as a headless application. This makes it ideal for solution providers who want to:

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Integrate

Build custom interfaces and extensions

architecture

Scale

Deploy cloud-native solutions

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Innovate

Create unique financial products

About

infoWhat is Fineract?

Apache Fineract® is a sophisticated core banking system that provides comprehensive financial technology solutions. It offers robust features for client data management, loan and savings portfolio management, integrated real-time accounting, and extensive reporting capabilities.

settingsKey Features

  • tune Flexible Product Configuration
    Customize financial products to meet your needs
  • verified_user KYC Documentation Support
    Flexible customer system of record
  • rule Business Rule Sets
    Four eyes principles and configurable workflows
  • payments Payment Recognitions
    System of record for repayments
  • account_balance Portfolio Management
    Complete loan and investment tracking

architectureDeployment Options

  • cloud Cloud Deployment
    Scalable cloud-based solutions with active community support
  • computer On-Premise
    Legacy or Traditional deployment
  • phone_iphone Mobile Access via Headless Design
    Headless designs allow for third party mobile solutions
  • api Open API
    Comprehensive API support since 2011
  • extension Extensible Architecture
    Support for any organizational type or delivery channel

warningImportant Notice

We encourage all users of Fineract to:

  • Consult competent technical resources for questions about secure deployment and operation
  • Review the FAQ and Security Guide for essential setup information
  • Refer to the Apache license for legal information

historyDeprecated Sub-Project Notice

The Fineract® CN project (microservice architecture version) was deprecated in May 2023 and archived in late 2023. While this side-project served an important role in describing a microservice approach, it was never officially released.

Contribute

peopleJoin Our Community

The Apache Fineract® community welcomes contributors who want to support the Fineract® technology. Our community builds everything from this website, to the Fineract® code to documentation and best practices information.

We especially welcome additions and corrections to the documentation, wiki, and website to improve the user experience. Bug reports and fixes and additions to the Apache Fineract® code are welcome. Helping users learn best practices also earns good karma in our community.

Security vulnerabilities necessitate special handling: These must be reported privately and immediately to the Apache Fineract Security Team, via email, to security at fineract.apache.org. Review and follow the Apache Security Team vulnerability reporting guidelines, especially with regard to working in private prior to public disclosure.

buildWays to Contribute

  • code Submit bug fixes and new features to the codebase
  • description Improve documentation and wiki pages
  • web Enhance the website user experience
  • school Help users learn best practices
  • bug_report Report bugs and suggest improvements

mailMailing Lists

Development List

For users, developers, and contributors discussing Apache Fineract®

email dev@fineract.apache.org
person_addSubscribe historyArchives
Commits List

Receive notifications of all code contributions

email commits@fineract.apache.org
person_addSubscribe historyArchives

tips_and_updatesGetting Started

New to contributing? Check out our Contributor's Guide for:

  • Development environment setup
  • Coding standards and best practices
  • Pull request guidelines
  • Testing procedures
  • Documentation guidelines
  • Community best practices

Downloads

Below you'll find official Apache Fineract® releases. We recommend using the latest stable version. Each release includes binary and source distributions with corresponding verification files.

Version Status Release Notes Binary Source
1.11.0 pre-release, coming soon Apache Fineract® 1.11.0    
1.10.1 current stable Apache Fineract® 1.10.1 apache-fineract-1.10.1-binary.tar.gz (asc, sha512) apache-fineract-1.10.1-src.tar.gz (asc, sha512)
1.9.0 EOL unavailable    

verified_userVerifying Downloads

We recommend verifying downloaded files using:

security
ASC Files

PGP signatures (verify with KEYS file)

check_circle
SHA512

Checksums to verify file integrity

See Verifying Apache Software Foundation Releaseslaunch

If you are looking for an old release that is not present here or on the mirror, please check the Apache archives.

Resources

rocket_launchGetting Started

Demo Server

Try Fineract on our community CI/CD server

 Getting Started Guide

Setup guide for Fineract 1.x (non-CN)

 Contributor's Guide

Learn how to contribute to Fineract

engineeringDevelopment

Main Repository

Source code for Apache Fineract

 Issue Tracker

Report bugs and request features

 Committer's Zone

Guidelines for pull requests and code reviews

descriptionDocumentation

Project Wiki

Project management and legacy documentation

 Current Documentation

System documentation

 API Documentation

Legacy API reference

 Security Reports

Fixed security issues and updates

codeRelated Resources

Website Repository

Source code for this website

 Licensing

Apache License information

 Security

Apache security policies and procedures

 FAQ

Apache security policies and procedures