Apache Fineract®

Platform for Digital Financial Services

What is Apache Fineract®?

Apache Fineract® (\'fīn-,ə-,rakt\) is open source software for financial services, designed to create a cloud-ready core banking system that enables digital financial services for everyone, including the unbanked and underbanked.

Our Mission

Build and maintain a cloud-ready core banking system

Ensure robust, scalable, and secure operations

Promote financial inclusion worldwide

Enable digital transaction accounts for all

Key Benefits

Reliable

Proven track record in high-transaction environments

Scalable

Designed for cloud deployment and growth

Affordable

Cost-effective solution for institutions of all sizes

Open APIs

Headless application design for maximum flexibility

For Solution Providers

Fineract® 1.x is a cloud-ready platform with open APIs, designed as a headless application.
This makes it ideal for solution providers who want to:

Integrate

Build custom interfaces and extensions

Scale

Deploy cloud-native solutions

Innovate

Create unique financial products

About

What is Fineract®?

Apache Fineract® is a sophisticated core banking system that provides comprehensive financial technology solutions. It offers robust features for client data management, loan and savings portfolio management, integrated real-time accounting, and extensive reporting capabilities.

Key Features

  • Flexible Product Configuration
    Customize financial products to meet your needs
  • KYC Documentation Support
    Flexible customer system of record
  • Business Rule Sets
    Four eyes principles and configurable workflows
  • Payment Recognitions
    System of record for repayments
  • Portfolio Management
    Complete loan and investment tracking

Deployment Options

  • Cloud Deployment
    Scalable cloud-based solutions with active community support
  • On-Premise
    Legacy or Traditional deployment
  • Mobile Access via Headless Design
    Headless designs allow for third party mobile solutions
  • Open API
    Comprehensive API support since 2011
  • Extensible Architecture
    Support for any organizational type or delivery channel

Important Notice

We encourage all users of Fineract® to:

  • Consult competent technical resources for questions about secure deployment and operation
  • Review the FAQ and Security Guide for essential setup information
  • Refer to the Apache license for legal information

Deprecated Sub-Project Notice

The Fineract® CN project (microservice architecture version) was deprecated in May 2023 and archived in late 2023. While this side-project served an important role in describing a microservice approach, it was never officially released.

Contribute

Join Our Community

The Apache Fineract® community welcomes contributors who want to support the Fineract® technology. Our community builds everything from this website, to the Fineract® code, to documentation and best practices information.

We especially welcome additions and corrections to the documentation, wiki, and website to improve the user experience. Bug reports and fixes and additions to the Apache Fineract® code are welcome. Helping users learn best practices also earns good karma in our community.

Security vulnerabilities necessitate special handling: these must be reported privately and immediately to the Apache Fineract® Security Team, via email, to security at fineract.apache.org. Review and follow the Apache Security Team vulnerability reporting guidelines, especially with regard to working in private prior to public disclosure.

Ways to Contribute

  • Submit bug fixes and new features to the codebase
  • Improve documentation and wiki pages
  • Enhance the website user experience
  • Help users learn best practices
  • Report bugs and suggest improvements

Mailing Lists

Development List

For users, developers, and contributors discussing Apache Fineract®

dev@fineract.apache.org
Subscribe Archives
Commits List

Receive notifications of all code contributions

commits@fineract.apache.org
Subscribe Archives
Issues List

Receive notifications of all issue tracker activity

issues@fineract.apache.org
Subscribe Archives

Getting Started

New to contributing? Check out our Contributor's Guide for:

  • Development environment setup
  • Coding standards and best practices
  • Pull request guidelines
  • Testing procedures
  • Documentation guidelines
  • Community best practices

Downloads

Below you'll find official Apache Fineract® releases. We recommend using the latest stable version. Each release includes binary and source distributions with corresponding verification files.

VersionStatusRelease NotesBinarySource
1.14.0current stableApache Fineract® 1.14.0apache-fineract-bin-1.14.0.tar.gz ( signature, sha512)apache-fineract-src-1.14.0.tar.gz ( signature, sha512)
1.13.0EOLApache Fineract® 1.13.0unavailableunavailable
1.12.1EOLApache Fineract® 1.12.1unavailableunavailable

Verifying Downloads

We recommend verifying downloaded files using:

GPG Signature (.asc)

PGP signature files (verify with KEYS)

SHA512

Checksums to verify file integrity

See Verifying Apache Software Foundation Releases

If you are looking for an old release that is not present here or on the mirror, please check the Apache archives.

Resources

Getting Started

Demo Server

Try Fineract® on our community CI/CD server

Getting Started Guide

Setup guide for Fineract® 1.x (non-CN)

Contributor's Guide

Learn how to contribute to Fineract®

Development

Main Repository

Source code for Apache Fineract®

Issue Tracker

Report bugs and request features

Committer's Zone

Guidelines for pull requests and code reviews

Documentation

Project Wiki

Project management and legacy documentation

Current Documentation

System documentation

API Documentation

Legacy API reference

Security Reports

Fixed security issues and updates

Related Resources

Website Repository

Source code for this website

Licensing

Apache License information

Security

Apache security policies and procedures

FAQ

Apache security policies and procedures